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Your Mortgage Manager

Here to help with all your financial needs.

Mortgages            Protection              Wills

Your Mortgage Manager happy customers

How can we help you?

Purchasing

Are you buying a new property? First time buyers, home movers or investors we are here to assit.

Remortgage

Remortgage for home improvements, debt consolidation or something else.

Protection

Protect yourself and your family from unexpected situations.

Speak to an advisor today!

Get straight through to one of fully qualified financial advisors to assist with your enquiry. 

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Our most popular mortgages

Specialist mortgage advisors with whole of market access

We have access to the best rates and deals on the market

Tailored products to suit your individual circumstances..

We offer all types of mortgages - residential, commercial, developments.

We really care about providing you with the best service!

Bring over 1000s of products to you

Some of the Mortgage Lenders we have access to

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Make sure you and your family are protected!

Find out more about the different options below

Meeting

It all starts with a conversation

0115 990 2551

Read our latest reviews here

Megan Hutchinson

2024-11-09

I can't recommend Zak enough! He made the whole mortgage process straightforward and stress-free for both me and Kieron (who’s self-employed). He took the time to explain everything in detail, making sure we fully understood each step along the way. Zak was professional, patient, and really knowledgeable about the different options available to us. Securing our mortgage was much easier than we expected so thank you Zak!

Darcy Hutchinson

2022-11-12

Zak went above and beyond for us. Extremely informative and answered every question clearly. A pleasure to work with, got the job done quick and easy, he helped us with anything we required. Would definitely recommend My Mortgage Manager to anyone.

Tanisha Hayles

2022-11-11

Extremely helpful throughout the whole process, highly recommend

Our Nottingham Mortgage Advisors

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Why choose us as your mortgage advisor in Nottingham?

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  1. Experienced Local Advisors – With a thorough understanding of the Nottingham housing market, we guide you confidently through the mortgage process, from start to finish.

  2. Personalised Mortgage Solutions – Our advisors take the time to understand your goals, budget, and circumstances, providing mortgage options tailored just for you.

  3. Access to Top Lenders – As an independent mortgage advisor, we have access to a wide range of high-street lenders and specialist providers, giving you more choices and competitive rates.

  4. Stress-Free Application Process – We manage all the paperwork, liaise with lenders, and keep you updated at every step to ensure a smooth, stress-free experience.

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Our services for mortgages in Nottingham

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  • First-Time Buyer Mortgages – Buying your first home is exciting, and we’re here to make it a seamless experience. From explaining deposit requirements to finding the best interest rates, we’ve got you covered.

  • Remortgaging – If you’re looking to lower your monthly payments or release equity, our Nottingham remortgaging experts can help you find the best new deal suited to your needs.

  • Buy-to-Let Mortgages – Whether you’re an experienced investor or a first-time landlord, we offer specialist advice on buy-to-let mortgages to help maximize your returns.

  • Bad Credit Mortgages – Our advisors work with lenders that cater to those with adverse credit, helping you explore options that align with your financial situation.

  • Debt consolidation Mortgages - If you are wanting to consolidate your unsecured debt onto your mortgage and save across your monthly outgoings.

  • Bridging Finance - 

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Why Nottingham Residents Trust Us

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As a Nottingham-based mortgage advisor, we pride ourselves on our strong reputation for transparency, integrity, and results. We offer in-person consultations across Nottingham and virtual meetings for your convenience if you are based in other areas.

Ready to take the next step toward homeownership or refinancing? Contact our Nottingham mortgage advisors today for a free consultation. Together, we’ll make finding the right mortgage as straightforward and rewarding as possible.

Frequently Asked Questions

1. What does a mortgage broker do?

A mortgage broker acts as a middleman between you and potential lenders, helping you find the best mortgage for your needs. They assess your financial situation, recommend suitable options, and manage the application process, making the experience as smooth as possible.

 

2. Why should I use a mortgage broker instead of going directly to a lender?

Mortgage brokers have access to a wide range of lenders and products, often including exclusive deals not available directly to consumers. By comparing different options, they can save you time and money while offering expert guidance.

 

3. Do I need good credit to get a mortgage?

While having good credit helps, it’s not a strict requirement. We work with lenders that offer products for people with various credit histories, including those with lower credit scores. Our brokers can advise on options tailored to your credit profile.

 

4. How much does a mortgage broker charge?

Our fee structure depends on the complexity of your case. Some brokers charge a flat fee, while others earn a commission from lenders. We’ll explain all fees transparently during your initial consultation.

 

5. Can I get a mortgage if I’m self-employed?

Yes! Self-employed individuals can qualify for mortgages, although the process may require additional documentation like tax returns and income proof. Our brokers specialize in working with self-employed clients and can guide you through the necessary steps.

 

6. What’s the difference between fixed and variable-rate mortgages?

Fixed-rate mortgage: Your interest rate remains the same for a set period, giving you predictable monthly payments.

Variable-rate mortgage: Your interest rate may fluctuate with the market, which can lead to lower or higher payments over time. Our brokers can help you determine which option suits your financial goals.

 

7. How much can I borrow?

Your borrowing amount depends on various factors like income, credit score, debt levels, and the deposit you can provide. Our Nottingham mortgage advisors can help you get an accurate assessment of what you’re eligible to borrow.

 

8. What’s involved in the mortgage application process?

The process includes an initial consultation, financial assessment, mortgage selection, and document submission. After applying, we manage communication with the lender and keep you informed through every step until approval.

 

9. How long does it take to get a mortgage?

The mortgage process can take anywhere from 2 to 8 weeks, depending on your unique situation and the lender’s requirements. We aim to make the process as efficient as possible, minimizing any delays

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10. Can I get a mortgage for a buy-to-let property?

Yes, buy-to-let mortgages are available for those looking to invest in rental properties. These mortgages have different requirements, and our brokers are experienced in helping property investors secure the best buy-to-let options.

 

11. What is a remortgage, and when should I consider it?

Remortgaging means switching your mortgage to a new lender or a new deal with your current lender. It’s often done to secure a lower interest rate, release equity, or change the terms. We can help assess whether remortgaging is a smart move for you.

 

12. How much deposit do I need?

Typically, you’ll need at least a 5-10% deposit for a residential mortgage, although a larger deposit may improve your interest rates. Our brokers can advise on options based on your deposit amount.

 

13. What is a mortgage agreement in principle (AIP)?

An AIP is a conditional offer from a lender stating how much you could borrow based on your financial information. It can strengthen your position as a buyer and make the mortgage approval process smoother.

 

14. Can I pay off my mortgage early?

Yes, many mortgages allow early repayments, though some may include an early repayment charge. We’ll discuss your options to ensure you’re aware of any fees and can plan accordingly.

 

15. How can I start working with a mortgage broker?

Simply reach out to us through our contact page to schedule a free consultation. We’ll go over your needs, answer your questions, and start finding the best mortgage options for you.

Contact us today!

Call 

0115 990 2551

Email 

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Contact Us Here

Registered Address: 

13-15 Clarendon Street, Nottingham, NG1 5HR

Your Mortgage Manager Ltd trading as Your Mortgage Manager

Company Number 13814994

E: info@yourmortgagemanager.co.uk

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.

Your Mortgage Manager Ltd is an appointed representative of Beneficial Ltd, which is authorised and regulated by the Financial Conduct Authority, FCA number 736655. Your Mortgage Manager is authorised and regulated by the Financial Conduct Authority, FCA number 970643

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